WB6 IIP

Western Balkans Six

Investment Incentives Platform


The Western Balkans Six Investment Incentive Platform is the first of its kind in the region, providing detailed information on available incentives in each of the WB6. It is one of the key measures under the Regional Investment Area, which is part of the Common Regional Market Action Plan 2021-2024.

Developed with input from Investment Promotion Agencies (IPAs) across the region, the platform includes both financial and non-financial incentives, categorized by type, sector, and target audience.

It provides comprehensive information for investors looking to invest in the WB6. As an evolving resource, the platform will be updated every six months to ensure it remains current and relevant.

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Bank Guarantees to MSME Businesses in the Agricultural Sector (Regular Window)

Export Incentive

Economy name
Albania
ID
A48
Incentive name
Bank Guarantees to MSME Businesses in the Agricultural Sector (Regular Window)
Brief description
The measure named "Regular Window for Bank Clients" by the Development Guarantee Foundation of Albania (ADGF) offers guarantees for new loans to MSMEs in various sectors, particularly agriculture and rural areas, on a 50/50 risk-sharing basis with a maximum loan ceiling of €500,000, covering both working capital and investment loans with specific maturity terms.

Legal reference name
he ADGF was set up in July 2015 as part of the EU framework of the Instrument for Pre-Accession Assistance (IPA) to finance the "Program for Rural Credit Guarantee" in Albania. It also includes Financial agreements with the German Government via KfW Development Bank.
Legal reference
law section / article
he ADGF was set up in July 2015 as part of the EU framework of the Instrument for Pre-Accession Assistance (IPA) to finance the "Program for Rural Credit Guarantee" in Albania. It also includes Financial agreements with the German Government via KfW Development Bank.

Incentive group
Financial
Incentive category
Guarantee
Economy-wide/Sector-specific
Sector-specific
Sector (Simplified)
Agriculture
Sector (NACE)
A AGRICULTURE, FORESTRY AND FISHING
Size of firm that can use incentive
Micro (1-9) & SMEs (10-249)
Level at which incentive is available
Economy-wide
Ownership of firm that can use incentive
Any
Incentive location
General
Main objective of the incentive
Development of underdeveloped regions
In case of grant, share of grant in investment (in %)

Contact Info
Street "Abdi Toptani" St., Drin Tower, 9th floor, No. 93, 1001, Tirana
Weblink to Incentive information in English
Click to open
Weblink to Incentive information in local language
Click to open

Eligibility criteria
description
The main criteria include:

- The guarantee applies to new loans for MSMEs.
- Eligible sectors are diverse but emphasize agriculture and rural areas.
- The guarantee covers 50% of the loan risk.
- Maximum loan amount is €500,000.
- The guarantee can be applied to both working capital and investment loans. - Specific maturity terms are set for the loans.
Eligibility criteria
weblink
Click to open

Awarding Authority (Name)
Development Guarantee Foundation of Albania (ADGF)
Application procedure + Weblink (where available)
The application process involves submitting the necessary documentation and project proposal to a partner bank, which then assesses the application and forwards it to the ADGF for guarantee approval.
Implementing Authority (Name)
Development Guarantee Foundation of Albania (ADGF)